Group Lending
A group-based lending option.
Loans
Understand your loan
options before you apply
First Heritage offers five loan options. Review the options, understand the financial commitment and follow the application guidance before selecting a form.
Licensed by
insured by
insured byLoan options
Explore our loan options
Contribution Loan
A loan option connected to customer contributions.
Loan and Advance
A general loan and advance option.
Agric Loan
Financing connected to agricultural activity.
Utility Loan
A loan option associated with utility needs.
Know the commitment
Understand the full
borrowing commitment
Review the complete financial commitment before proceeding with an application.
- Amount available
- Interest rate
- Every fee and charge
- Repayment schedule
- Late-payment consequences
- Security or guarantor requirements
- Total amount repayable
Only borrow an amount you understand and can plan to repay under the agreed terms.
Application path
From information to application
- Choose the loan option you want to discuss.
- Review eligibility, documents, costs and repayment information.
- Read the How to Apply guidance.
- Download the relevant loan application form.
- Submit the completed form through First Heritage’s designated channel.
Downloading a form gives you the application document; submission and assessment follow First Heritage’s application process.
Next step
Get help before you apply
Review the application guidance or contact First Heritage about the available loan options.