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See How to Apply
A customer preparing application documents

How to apply

Prepare for your application with the right information

Start with the product you are considering. Review its requirements, costs and terms, then use the application route provided by First Heritage.

Licensed byCentral Bank of NigeriaNigeria Data Protection regulator markinsured byNigeria Deposit Insurance Corporation

Application steps

Follow these steps

Review the product requirements

Review eligibility, documents, minimum amounts or limits, rates, fees, terms and conditions.

Prepare the required documents

Use the requirements for the product you are applying for.

Submit through the designated channel

Send the completed form and supporting documents through First Heritage’s designated application channel.

Keep your records

Retain a copy of the completed form, supporting documents and acknowledgement.

Protect your information

Share sensitive information only through the designated channel

Application forms may request personal and financial information.

Information a form may request

  • Personal information
  • Account information
  • Bank Verification Number
  • Employment information
  • Guarantor information
  • Signature

Never include these details

Your PIN, password, one-time password or full card details.

What happens next

Your application enters the assessment process

First Heritage MFB assesses each completed application according to the product requirements and credit process.

Need help?

Get application support

Use First Heritage support or visit a service location for application assistance.