First Heritage Microfinance Bank
Plan for a better and brighter tomorrow
Explore savings, deposit and loan options for everyday needs, important goals and future plans. Understand the next step, find a service location or speak with First Heritage when you need guidance.
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Start with your goal
What would you like to do?
Choose the path that best matches what you need today.
Save towards a goal
Explore First Heritage savings options and review the account-opening information.
Find a deposit account
Review Current, Term Deposit, Child Education, Contribution and Salary Account options.
Understand your loan options
See the loan names currently available on the website and get application guidance before downloading a form.
Explore investment products
Explore the available investment products and product information before making a decision.
Find in-person support
View the head office and other First Heritage service locations before planning your visit.
Get help with an enquiry or concern
Choose Contact, Live Chat, FAQs or Complaints based on the help you need.
Explore your options
Banking options for different needs
Choose a category to review the available information and the appropriate next step.
How to begin
Start with three simple steps
Choose an option
Open the product or service page that matches your goal.
Review what matters
Review the requirements, documents, fees, rates, terms and conditions for your chosen product or service.
Use the correct route
Follow the application guidance, contact First Heritage or visit a First Heritage service location. Downloading a form does not submit an application or guarantee approval.
Why First Heritage
Banking for today's needs and tomorrow's plans
First Heritage began in October 1992 as Oro Ago Community Bank and commenced banking operations in February 1993. The institution became Heritage Microfinance Bank Limited in 2007 and First Heritage Microfinance Bank Limited in 2014.
Our history
Rooted in Oro-Ago since 1992
From its beginnings as Oro Ago Community Bank in 1992, the institution became Heritage Microfinance Bank Limited in 2007 and First Heritage Microfinance Bank Limited in 2014.
Options connected to real goals
Move from what you are planning towards the relevant savings, account, loan or support information.
Human support when you need it
Use the phone numbers, email address, service locations or Live Chat for guidance.
Locations and support
Find First Heritage near you
The head office is on Omu-Aran Road, Oro-Ago, Ifelodun LGA, Kwara State. First Heritage also has service locations in Idofian, Igbaja, Ganmo, Share, Patigi and Ilesa Baruba.
Service locations:
- Idofian: Market Square, Idofian.
- Igbaja: Olaiya Compound, Igbaja.
- Ganmo: Ile Motor, Ganmo.
- Share: Ile Okose, Opp. Baale Road, Share.
- Patigi: Regatta Centre, Along Kpada Road, Patigi.
- Ilesa Baruba: Alhaji Daba House Wadata Area, Ilesa Baruba.
View branch details and opening information before travelling.
Contact First Heritage
Complaints and redress
Have a concern? Tell us what happened
If you have a question, concern or service issue, use the available support channels to reach First Heritage.
Protect your banking information
Share only the information needed to explain the matter. Never share your PIN, password, one-time password or full card details through a website form, email or Live Chat.
News and insights
News and insights
Read genuine, dated updates from First Heritage Microfinance Bank.
Stay informed with First Heritage
Visit this section for news, announcements and useful information from the bank.
Common questions
Answers before your next step
Can I open an account or receive a loan entirely through this website?
Explore product information, follow the application guidance and download the relevant loan form where provided. Submit your application through First Heritage’s designated channel.
Does downloading a loan form mean I qualify?
Complete the relevant form accurately and submit it through First Heritage’s designated channel. A downloaded form is not a completed application or approval.
How can I speak with First Heritage?
Use the phone numbers, email address, Contact page, a service location or Live Chat.
Your next step
Take the next step towards your goal
Plan today for the tomorrow you want. Explore a product, review the application guidance or speak with First Heritage for help choosing where to begin.